diff --git a/How-Ordinary-Housewife-but-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md b/How-Ordinary-Housewife-but-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md new file mode 100644 index 0000000..dc16891 --- /dev/null +++ b/How-Ordinary-Housewife-but-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md @@ -0,0 +1,58 @@ +[watsonproperty.co.nz](http://www.watsonproperty.co.nz/latest_news.php?news_id=58&oscsid=ee72a0876d144a0d805fa73395bf900b)
There is absolutely nothing remotely uncommon about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful [cul-de-sac](https://ykrealyussuf.com) in Merseyside.
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And to the common eye, Lloyd looks like a regular middle-aged mum who works tirelessly to care for her ill partner.
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So it was to the large shock of neighbours when cops came down on their driveway to rob the couple's St Helens home.
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Hiding behind the household's net curtains remained in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.
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Lloyd, 58, wept 'Oh my god' as she was jailed today over a string of untruths consisting of utilizing a dead woman's identity, comprising 'bogus' medical conditions for her boy, and [creating pseudonyms](https://www.defclarea.org) to work while claiming carers allowance.
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Husband Phillips, 54, was likewise imprisoned after the set's enormous benefits fraud was lastly exposed.
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While the couple handled to siphon off their ill-gotten gains for years - neighbours have revealed to MailOnline the obvious ideas that the couple were running a scam.
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Angela Lloyd [defrauded](http://cuulonghousing.com.vn) the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies including the development of pseudonyms to claim advantages
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The fraudster next door: The [assuming semi-detached](https://libhomes.com) home Lloyd had actually moved into with Phillips. Phillips had stopped working to reveal this to the [council](https://mrentals.ca) when she moved in in 2018
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Phillips envisioned in an Aid for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is said to have actually played a DJ set at the event
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Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling stick to meet his carers.
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But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their [street party](https://akarat.ly) for the late Queen's Diamond Jubilee.
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Locals also informed of how there was 'constantly something dodgy' about Lloyd, and that she would never ever look people 'in the eye', however would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.
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Lloyd was sentenced to 2 years after Liverpool Crown Court discovered she fraudulently swiped nearly ₤ 170,000 in benefits over a years, and also helped Phillips wrongly declare benefits worth ₤ 100,000, as reported by the Liverpool Echo.
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When neighbours saw them leaving one of their 2 vehicles earlier this week, they believed they were going off to stay at their secret caravan, only to discover they were going to jail.
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One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a genuine program of not having the ability to stroll whenever his carers were here.
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'He was shuffling along and holding onto his cars and trucks in the driveway before he took a very long time to get to his carer's cars and truck on his strolling stick.
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'But the next thing I saw him washing his BMW in the driveway - he seemed to be walking fine then.
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'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.
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'But after the authorities raid, they became more reserved and didn't state a lot to individuals.
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'There was always something dodgy about her - she wouldn't look individuals in the eye and bragged about going to her ₤ 60,000 caravan but would never ever state where it was.
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'They would take her teenage son and [disappear](https://realestate.kctech.com.np) on a Thursday night and not come home up until Sunday.'
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Phillips had fraudulently declared ₤ 100k in PIP, housing advantages, employment assistance allowance and [council tax](https://casaduartelagos.com) reductions that he was not eligible for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, however at other times was seen 'strolling fine'
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Following the cops raid secret suburban street, neighbours were entrusted to concerns as to why the couple had been apprehended - and some allege Lloyd had later informed them it was down to canine breeding.
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But these concerns were finally put to rest on Tuesday when the court heard how Lloyd had claimed an overall of ₤ 169,394.15 which she was not certified for in housing benefits, carers allowance and personal independence payments throughout 11-and-a-half years.
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With the assistance of Lloyd, Phillips was also found to have actually unlawfully declared ₤ 100,980.71 through PIP, housing advantages, work assistance allowance and council tax reductions since 2018.
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Olivia Beesley, prosecuting, detailed how the mother's sophisticated scam started when she incorrectly started declaring housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.
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She even made a fake occupancy contract for the 'totally fictitious caravan', ultimately pocketing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.
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Then in 2018, she began making deceitful claims that her spouse needed 'several everyday carers to address his requirements'. She using [Phillips' sibling](https://chaar-realestate.com) Zoe's birth certificate to posture as his brother or sister and claim that she was his main carer.
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She also lied that she was unable to work due to being a full-time carer, but was found to have been working under an incorrect identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.
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In 2022, she started creating 'false medical conditions' for her boy, claiming she had actually a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in false special needs living allowance [overpayments](https://tbilproperty.com) were claimed in relation to this.
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She once again utilized the deceased lady's name as being her social employee to claim ₤ 13,526.70 of PIP, specifying that she required carers due to 'health conditions'.
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[Neighbours](https://housesites.in) told of how Lloyd would boast about a '₤ 60[k caravan'](https://riserealbali.com) in a secret area that she never exposed, and would say they were going to remain at the caravan from Thursday to Sunday
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One neighbour said they saw the couple loading up on of their cars previously this week and assumed they were going off to their 'caravan', only to later find out they were off to jail
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When MailOnline checked out Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her son would apparently go off to a caravan on the weekends.
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It is not understood whether this was the exact same 'fictitious caravan' which took place to have actually never existed, or a certainly a different, real caravan.
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Leni Newton, 63, said: 'She told individuals that the cops raid was since someone had informed on her for breeding border collie puppies without a licence.
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'I'm shocked they have actually been jailed. I believed they were all above board.
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'I just saw them a few days ago leaving suitcases - I believed they were just going to their caravan.'
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She added: 'I know they met as she was his carer. He was married however Angela moved in. I thought she had actually resided in Southport.
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'I did see his ex-wife parked up in the street viewing his house when they split.
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'She was clearly spying on them.'
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Her partner David Manchester, 70, said: 'It's a huge surprise they seemed to be living a double life.
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'There were a great deal of authorities came here.
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'He was at the street party for the Queen but other times he did appear really frail.'
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Hand in Hand homecare company confirmed to [MailOnline](https://mcsold.ca) that Lloyd had bona fide references, DBS checks and training certificates in the name of Wendy Lloyd.
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A representative said: 'We sacked her [instantly](https://premiergroup-eg.com) when we discovered out the reality.
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'All her DBS and references inspected out. The police said we had done nothing wrong.'
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The court heard how Phillips likewise tricked cash from the public handbag by stopping working to disclose the truth that Lloyd had moved into his home in 2018 - allowing him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.
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He is likewise stated to have actually 'exaggerated' his medical conditions and need for care, stating that he was not able to do anything for himself.
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He stated himself 'unfit for work' and failed to discuss his spouse's wage - unlawfully swiping ₤ 51k in employment support allowance.
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However, Phillips alleged that Lloyd had finished the form and had just 'asked him to sign it'.
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Phillips' counsel Jim Smith argued he has a 'complicated current history' of psychological health and disabilities consisting of neurological disorder, anxiety and anxiety.
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He was also stated to have actually a pacemaker fitted and appeared in court in a wheelchair.
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While Phillips had no previous convictions connecting to comparable matters, however Lloyd's criminal record reveals previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last appearance remained in 2012.
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Lloyd was imprisoned for two years after confessing 7 counts of fraud by incorrect representation, and Phillips was likewise seen cleaning back tears as he was imprisoned for 20 months for fraud by incorrect representation and three counts of dishonestly failing to reveal information to make a gain.
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Sentencing, Judge Simon Medland KC stated: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 per year which you defrauded from the public.
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'For those who look for to defraud the public of scarce and important benefits which require to be directed to those who need them, not those who just wish to have them for reasons of personal greed, that is a severe offense committed by each of you over an extended period of time.'
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