1 How Ordinary Housewife however Was Running Secret ₤ 270k Benefits Scam
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There is absolutely nothing from another location out of the normal about Angela Lloyd and Lee Phillips' semi-detached home on a peaceful cul-de-sac in Merseyside.

And to the common eye, Lloyd looks like a typical middle-aged mum who works relentlessly to look after her ill partner.

So it was to the sheer shock of neighbours when authorities descended on their driveway to raid the couple's St Helens home.

Hiding behind the household's net drapes remained in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, wept 'Oh my god' as she was imprisoned today over a string of untruths including utilizing a dead female's identity, making up 'bogus' medical conditions for her boy, and developing pseudonyms to work while declaring carers allowance.

Husband Phillips, 54, was likewise imprisoned after the pair's enormous advantages scams was lastly exposed.

While the couple managed to siphon off their ill-gotten gains for several years - neighbours have revealed to MailOnline the obvious ideas that the couple were running a scam.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives revealed a web of lies consisting of the development of pseudonyms to declare advantages

The fraudster next door: The assuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had failed to reveal this to the council when she relocated in 2018

Phillips envisioned in an Assistance for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the event

Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking really frail as he would 'hobble' on his walking adhere to meet his carers.

But they were then left puzzled when he was at other times identified washing his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also informed of how there was 'always something dodgy' about Lloyd, and that she would never ever look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court discovered she fraudulently filched almost ₤ 170,000 in benefits over a decade, and likewise assisted Phillips falsely claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving one of their two automobiles previously this week, they thought they were going off to stay at their secret caravan, just to find they were going to jail.

One neighbour informed MailOnline of the couple: 'I believed they were dodgy as he made a real show of not having the ability to stroll whenever his carers were here.

'He was shuffling along and holding onto his vehicles in the driveway before he took a long time to get to his carer's vehicle on his strolling stick.

'But the next thing I saw him cleaning his BMW in the driveway - he seemed to be walking great then.

'And he did a DJ set for the party back in 2022. He had all the speakers out and everything.

'But after the cops raid, they became more reserved and didn't state a lot to people.

'There was always something dodgy about her - she would not look individuals in the eye and boasted about going to her ₤ 60,000 caravan however would never ever say where it was.

'They would take her teenage child and disappear on a Thursday night and not come home up until Sunday.'

Phillips had actually fraudulently declared ₤ 100k in PIP, housing benefits, employment assistance allowance and council tax reductions that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, however at other times was seen 'walking great'

Following the authorities raid on the quiet suburban street, neighbours were left with concerns regarding why the couple had been jailed - and some allege Lloyd had later told them it was down to dog breeding.

But these concerns were lastly put to rest on Tuesday when the court heard how Lloyd had actually declared an overall of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and individual independence payments throughout 11-and-a-half years.

With the assistance of Lloyd, Phillips was also found to have actually illegally claimed ₤ 100,980.71 through PIP, housing benefits, employment support allowance and council tax decreases since 2018.

Olivia Beesley, prosecuting, detailed how the mother's fancy scam began when she wrongly started claiming housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a phony occupancy arrangement for the 'completely fictitious caravan', ultimately swiping ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.

Then in 2018, she started making fraudulent claims that her hubby required 'numerous daily carers to take care of his needs'. She went as far as utilizing Phillips' sis Zoe's birth certificate to pose as his sibling and claim that she was his main carer.

She likewise lied that she was not able to work due to being a full-time carer, but was found to have actually been working under an incorrect identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began creating 'false medical conditions' for her boy, declaring she had a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in false impairment living allowance overpayments were declared in relation to this.

She again used the departed lady's name as being her social worker to claim ₤ 13,526.70 of PIP, stating that she needed carers due to 'health conditions'.
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Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never ever exposed, and would say they were going to remain at the caravan from Thursday to Sunday

One neighbour stated they saw the couple leaving on of their cars previously today and assumed they were going off to their 'caravan', just to later on find out they were off to jail

When MailOnline visited Phillips' address in Birch Gardens which he showed Lloyd, neighbours exposed how the couple and her boy would supposedly go off to a caravan on the weekends.

It is not understood whether this was the same 'fictitious caravan' which transpired to have never existed, or an undoubtedly a different, genuine caravan.

Leni Newton, 63, stated: 'She told individuals that the authorities raid was because someone had actually told on her for breeding border collie young puppies without a licence.

'I'm surprised they've been imprisoned. I believed they were all above board.

'I just saw them a couple of days ago leaving travel suitcases - I thought they were just going to their caravan.'

She included: 'I understand they met as she was his carer. He was wed however Angela relocated. I thought she had lived in Southport.

'I did see his ex-wife parked up in the street viewing his home when they split.

'She was clearly spying on them.'

Her partner David Manchester, 70, said: 'It's a huge surprise they seemed to be living a double life.

'There were a great deal of cops came here.

'He was at the street celebration for the Queen but other times he did seem very frail.'

Hand in Hand homecare company confirmed to MailOnline that Lloyd had authentic recommendations, DBS checks and training certificates in the name of Wendy Lloyd.

A representative said: 'We sacked her immediately when we discovered the fact.

'All her DBS and references took a look at. The police stated we had not done anything wrong.'

The court heard how Phillips also swindled money from the public purse by failing to disclose the reality that Lloyd had actually moved into his home in 2018 - enabling him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax decreases.

He is also stated to have actually 'overemphasized' his medical conditions and need for care, specifying that he was not able to do anything for himself.

He declared himself 'unfit for work' and failed to discuss his better half's wage - illegally pocketing ₤ 51k in work assistance allowance.

However, Phillips alleged that Lloyd had actually finished the type and had simply 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complicated current history' of psychological health and disabilities consisting of neurological condition, anxiety and depression.

He was also said to have actually a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with similar matters, nevertheless Lloyd's criminal record reveals previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last look was in 2012.

Lloyd was imprisoned for two years after admitting seven counts of fraud by false representation, and Phillips was also seen wiping back tears as he was imprisoned for 20 months for scams by false representation and 3 counts of dishonestly stopping working to disclose information to make a gain.

Sentencing, Judge Simon Medland KC stated: 'Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the general public of simply short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 per year which you defrauded from the public.

'For those who look for to defraud the public of limited and important advantages which require to be directed to those who need them, not those who merely want to have them for factors of personal greed, that is a severe offence devoted by each of you over a long period of time.'